TCF offers the following Financial and Non Financial services to its members directly on its own and in collaboration with other institution where ever necessary.

The authorised Share capital of TCF is Rs.20 Crores consist of 40,000 No. of Shares of Rs.5000/- value per Shares. The Member Societies subscribe to the Share Capital of TCF and continues to get 15% to 20% dividend on their subscribed Share Capital consecutively for the last 8 years.

TCF encourages its members to invest regularly in Thrift Deposit, Fixed Deposit & Fixed Deposit (Reserve Fund) from their general as well as surplus funds and reserves as to enable them to earn high returns and also meeting the liquidity and solvency requirements.

TCF operates a Central Finance Facility (CFF Loan) for providing loans to its member Societies to meet their individual Loan demand, Infrastructural needs, Liquidity purposes, Payment of Interest on Thrift Deposit and Payment of Dividend on Share Capital at reasonable terms and conditions.

TCF assists member cooperatives in providing Insurance Protection cover to their individual members’ Loans. It enables member cooperatives to extend social security and welfare facilities to their members.

TCF provides training to the members, directors and staff of the member cooperatives on the concept of Financial Management, Accounting Management, Income Tax and Legal Matters affecting the member Cooperatives.

TCF provides Financial and Management counselling services on Thrift and Credit matters of Member Cooperatives at their door step.

TCF represents and protects the interests of thrift and credit movement, liaises and lobbies on its behalf. It conducts research on matters of interest to the members and publishes literature where ever requires.

TCF plans to formulate, implement and assists various projects for replication and promotion and development of new forms / types of thrift and credit cooperatives where ever possible and needed. It expects its member – societies to participate in the above programmes and not only for enhancing their productivity, both in quantitative and qualitative terms, but also to ensure that the gains of the individual members are maximised and it results in improvement of quality of life.

TCF is developing linkages between the constituents of the System and other specialised institutions i.e. State and Central Governments and other National organisations so that they can access the financial, infrastructural and human resources available for achieving the common goals.

TCF has plans to promote subsidiaries for Housing Finance, Pension Fund, Outsourcing Services and Insurance etc., in the years to come, which are to be owned jointly by the Individual beneficiary members and constituent organisation of the System, so as to serve exclusively individual members of this system. TCF through these new subsidiary organisations,helps to provide service oriented and reasonably cost effective services entirely towards the needs of its Members Cooperatives and Thrift Cooperatives at large.

At present TCF has 100 No. of Thrift and Credit Cooperative Societies having more than Lakh individual members are benefitting out of the services of the Federation. A sizeable and substantive number of member cooperatives are from Employees Cooperative Societies. TCF expects to have 100 Number of additional Member Cooperatives and 10 Lakhs individual members to join the system in the next five years.